How can I claim finger injury compensation? I badly injured three fingers after a machinery accident while working in a factory and I wish to claim compensation for the pain and suffering caused. What is the procedure for making a claim?
Before making a claim for finger injury compensation, an injury must have occurred which was primarily due to the negligence of another party. Your employer has a duty to provide you with a safe working environment, and should they fail in this duty they can be held liable for any injury that occurs as a result. This includes carrying out risk assessments before a duty is performed, ensuring that the equipment and safety gear provided is of good working order and providing employees with the relevant safety training. If your employer fails to uphold these standards, they may be held liable for your injury.
Before considering a claim for finger injury compensation, your immediate priority should be to seek medical attention for your injuries. This will not only ensure that a record of your injury exists in your medical history, but will also prevent your injuries from deteriorating further. This is important as failure to seek immediate medical attention may result in accusations that your injuries became worse as a result of your own negligence, which could see a reduction in the amount of compensation you can claim.
Following medical treatment, you should consult a personal injury* solicitor in order to make a finger injury compensation claim. Your solicitor will discuss with you the process of making a claim, as well as advise on the evidence necessary to support the claim. You are advised to make a report of your accident in the Accident Report Book of your employer, which can later be used to support your claim. Evidence can also be obtained by CCTV footage, the testimony of witnesses and medical records.
Once sufficient evidence has been gathered, your solicitor will send a Letter of Claim to your employer or their insurance company, stating their intention to seek compensation. Three weeks are given to acknowledge this letter, after which three months are given to accept or challenge liability for your accident and injury. If accepted, negotiations can begin in order to determine your compensation amount. If challenged, it may be necessary for your solicitor to initiate court action. However there is a possibility that the insurance company – wary of potential legal costs – may accept liability for your injury.
The procedure for making a claim may become complicated quickly, because of which the experience of a personal injury* solicitor may be useful. A solicitor can guide you through the process of making a claim and answer any questions you may have on claiming finger injury compensation.