Home Injury Claims for Compensation
This page provides information about making home injury claims for compensation when you have sustained an injury in your home or that of somebody else in an accident for which you were not wholly to blame. Because there are a large number of scenarios in which home accidents can occur – and a wide variety of injuries that can be sustained – it is recommended that, after reading this article, you speak directly with an experienced solicitor to discuss the circumstances of your home injury and establish that you have a claim for home injury compensation which is worth your while to pursue.
Negligence and Home Injury Compensation Claims
Although your medical records will show that you have sustained a home injury, in order to make home injury claims for compensation it has to be proven that somebody else was responsible – by their negligent actions or lack of action – for the accident in which your home was injured. That person (or party) could be a landlord, somebody who has carried out work in your home or the manufacturer of a something you have bought if you sustained a home injury due to a defect in their product. Provided that the negligent party failed in their responsibility towards your health and safety, and you suffered a home injury as a result, you will be eligible to claim home injury compensation.
Some people believe that if they were partly responsible for an accident in which they sustained a home injury, they will not be able to claim for home injury compensation. But, for example, if you recently had a new window frame fitted, and you sustained an injury due to the faulty frame after slamming a window shut to see how strong the frame was, you may still be entitled to home injury compensation – only how much compensation for a home injury you received would be reduced to reflect your own lack of care.
Home Injury Compensation Claims and the Injuries Board
Irrespective of how straightforward or complicated your claim for home injury compensation is, you should always submit an application for assessment to the Injuries Board Ireland. A significant number of home injury claims will be settled by negotiation long before the Injuries Board Ireland assesses your claim but, if the person responsible for your home injury denies their liability or their insurance company disputes how much compensation for a home injury you are claiming, you have to get an Authorisation from the Injuries Board Ireland before you can pursue your claim for home injury compensation in court.
The assessment forms for the Injuries Board Ireland (either online or the hard copy) are easy to complete if you have sustained a minor injury at home which has made no difference to your quality of life, not stopped you from working and needs no further medical attention. Unfortunately, many home injuries are far more serious and, as the assessment form to the Injuries Board Ireland provides minimal opportunity to explain the full consequences of your home accident and injury, it makes sense to have the form submitted on your behalf by a solicitor who has experience in completing and submitting assessment forms to the Injuries Board in Ireland.
Home Injury Compensation Settlements
Home injury compensation claims are settled in one of four different ways – by the claimant accepting an offer of home injury compensation directly from the negligent party´s insurance company, by assessment from the Injuries Board Ireland, by negotiation between your solicitor and the negligent party´s insurance company and by court action.
Offers of compensation can leave you undercompensated if the home injury compensation you accept is inadequate for to pay for medical treatment or support your family while you are unable to work. Similarly, if you submit your application to the Injuries Board Ireland without the assistance of an experienced solicitor, you are likely to be unaware of whether their assessment constitutes a fair and accurate settlement of your home injury compensation claim.
By using the services of an experienced solicitor, you will be able to ensure that you are receiving the maximum possible home injury compensation settlement based on the nature and severity of your injury, the consequences that the home injury has made to your quality of life and all the out-of-pocket expenses that you are entitled to receive. Even if your home injury compensation claim has to be resolved in court, there will be a professional with the experience of handling such events to take care of the procedures that need to be completed in order for you to get a fair settlement of home injury compensation while you recover from your injury.
Free Legal Advice about Home Injury Compensation Claims
If you have sustained an injury in an accident at your home or somebody else´s for which you were not wholly to blame, you are invited to call our Solicitors Advisory Panel and discuss your claim for home injury compensation directly with an experienced solicitor. All calls to our Solicitors Advisory Panel are free of charge and our solicitors will help determine whether you have a home injury compensation claim which is worth your while to pursue, after which you will be under no obligation to claim compensation for a home injury using our service. Our service is available to everybody with an interest in making home injury claims for compensation – no matter what stage you have reached in the claims process.